By Viviana
After last week’s sad post, I thought I would tell you some of my frugal quirks. I hope I am not the only person out there with strange frugal habits and fears. My beloved even sometimes thinks I am weird but I will let you be the judge of my weirdness. 1. I can’t throw [...]
By Viviana
I seem to have hit the proverbial wall in my quest for a debt free life. Perhaps it is Christmas looming or just that, at the moment, I am surrounded but spendaholics that think I am a bit strange. For my sanity, I have been thinking of ways to stay on the frugal track. Always [...]
By Viviana
Am I the only person that gets excited when September rolls around? Perhaps it is the idea of going back to school, buying new stationery and of course new clothes. I feel the end of summer brings a chance of reinvention, like the chubby kid that comes back after the summer looking stunning as the [...]
By Viviana
I received an email the other day from CESI Debt Solutions, asking me to answer a few questions about my frugal journey. They had already did a story called 42 Money Lessons from 19 Very Frugal Bloggers that was picked up by Time.com and now they want to expand it to encompass 100 bloggers. So [...]
By Viviana
Tips, tips tips – those little easy short cuts that are not really meaty enough to justify their own post so I am putting together a select group for you. Money Tips 1. Pay yourself first. This is especially important if you run your own business. 2. Make a budget – know where your money [...]
By Viviana
Being Lean should not be difficult or time consuming. I have a few tools I keep around the house to make living Lean a bit easier. I have small spatulas in different parts of the house – one in the bathroom to every last bit of skin cream out of jars and one in the [...]
By Viviana
There are so many ways to say and to stay frugal so I have made a little alphabet list for you. Accountablity Budget Cooking Debt Effort Freedom Growing your own vegetables, herbs, chickens Homemade Invest in your future Justification of purchases – DON’T Keeping count Lean Times/Larder Money Negotiate the best price Open [...]
By Viviana
It seems as though everyone has jumped on the frugal bandwagon recently. I have always tried to be frugal from way back when I lived in New York, worked in fashion for a lowly wage but still had to try to keep up appearances. It was ramen noodles and walking all the way. As in [...]
By Viviana
Times are tough at the moment. Well they have been tough for a while and unfortunately the situation does not look much rosier in the near future. I am working very hard on staying on target and only spending what I have budgeted for. So the last thing I need is a bunch of “deals” in my [...]
By Viviana
Here comes another frugal confession, I miss the finances of the past. This past weekend, I lost a very good friend in an accident, when something like this happens of course, you are flooded with memories. I have fond reminiscences of spending Saturday afternoons browsing the shops and when you wanted to buy something that [...]
By Viviana
I must admit that I am not your regular frugal person. I don’t really believe in cheap. For me, I take the definition of frugal from the now deceased Jeff Smith, aka The Frugal Gourmet. His definition is: The term frugal does not neccessarily mean “cheap“. It means that you use everything and are careful with your time [...]
By Viviana
When you use your loyalty points to buy lunch instead of paying money and still feel guilty that you did not brown bag it. When you search out private views so you can get a free glass of wine. When you make your next Christmas gift list in December so you make sure you take [...]