Am I the only person that gets excited when September rolls around? Perhaps it is the idea of going back to school, buying new stationery and of course new clothes. I feel the end of summer brings a chance of reinvention, like the chubby kid that comes back after the summer looking stunning as the [...]
Personally, I think the first of January is a rotten time to attempt to make positive changes to your life. January and February are dreary months, not exactly the best time to give up vices or pick up virtuous behaviours, so I do it around March. The spring is the time of rebirth so what [...]
After all the holiday excess, most of us decide to lose some weight or to start exercising more, but this year the most popular resolution seems to be to get out of debt. For many of us, last year was not the best financially, actually for some it might have been the worst financial year [...]
Today I am at day five of the £10 week challenge, what a relief! Actually, all in all, it is not too bad. I don’t spend a huge amount of money during the week, where I freelance there is absolutely nothing in the area so there are no temptations. I bring my lunch and they [...]
I bet you don’t think these two things have anything in common but they do. When circumstances change they both need to be revised. You are supposed to get your bra fitted if you gain or lose weight, the same thing goes for your budget. If your income increases or circumstances change, you need to [...]
I am sorry this post is a bit late but I am in New York to surprise my mother for her 75th birthday. I could not write about it before as that would have let the cat out of the bag. I had a lot of mixed feelings about this trip, all financial. I knew [...]
Everyone wants to live somewhere lovely and desirable. But if you over extend yourself in committing to a rental or even worse a mortgage that you can not support you are in real trouble. In both America and the United Kingdom, your home is considered your castle. How much should your castle costs? Not more than [...]
Starting tomorrow I am joining forces with the mighty Penny Golightly to see if we live for 7 days with only £10 spending money. Penny has done this before but I have never put such a tight budget on myself, on purpose that is. This is not a week to just hibernate and watch tv [...]
There are all sorts of frugal rules when you are working to get out of debt – make a budget, don’t eat in restaurants, don’t go to the shops to browse, stick to the list when food shopping, don’t buy anything unless it is a necessity, to name just a few. – I try to [...]
This is a photo of a black hole in the Milky Way. Black holes are not only in a galaxy far, far away, they are in your budget. We all have black holes, they are places where our money disappears without our knowing. We do actually know that we are spending but since it is [...]