Years ago before we committed to a relationship, we worried about prospective partners having too much emotional baggage, now it seems we are worrying about financial baggage, both, theirs and ours. We bring with us, student loans many years after we have graduated, credit card debt that we just can’t seem to rid ourselves of, sort of [...]
A severe recession, like the one we have been going through for the past few years, messes with more than just your bank account. After a while, it starts to impact on most areas of your life. Job losses, I was made redundant and finding a new work has been difficult to say the least. [...]
Friday is tip day on The Lean Times. It has happened to all of us at one time or another; we lose a job. This has just happened to me so here are a few tips on what I did as soon as the lightning bolt hit. 1. See what you can cut back on [...]
We all know how much being in debt takes out of us. The constant worry of whether we will be able to pay our bills in full, the juggling of funds, balancing the credit cards, overdrafts and direct debits. After being in debt for a while, you don’t even notice the strain of it. We [...]