What happens when you get tired of fighting the good fight? I have worked on being frugal and financially sensible for the past few years, more ardently in the past year, I have been writing this blog. Now I am afraid that life has gotten the best of me and my fight is waning.
I am in the process of trying to refinance my flat as my 3 year fixed mortgage is up. That is the way it is in the UK, you don’t get a fixed mortgage for more than 5 years so you need to go through all the pain, agony and expense of refinancing on a semi regular basis.
As you probably know getting a mortgage in this economic climate is no mean feat. The offers come and go faster in the blink of an eye. Even with a fabulous mortgage broker, which I have, it is exhausting.
To add to the mortgage nightmare, my mobile phone has decided to make calls only when it wants to and my computer doesn’t have enough puff to run Tweetdeck. Add to that my sewing maching keep trying to eat my class project and my iron only will work on one temperture, super hot. I know having all your appliances pack up at the same time is not unusual, but it is going totally against my frugal grain to unfreeze the credit card to buy new. I will get the sewing machine repaired, as for the mobile phone, iron and computer they definitely will need replacing. Boo hiss.
Recently, I must confess my frugal ways have gotten a bit away from me; I have been going out more therefore spending. I want to blame it on the lovely weather we have been having since in London, you don’t know how long it will last. My other excuse is that I am just plain pooped and need a holiday but I should be being even more frugal to save up for it shouldn’t I?
I need to ask all you fabulously frugal readers – how do you stay on track? Are there any ways to trick myself?
And now some good news!
I have been included in the Carnival of Personal Finance – The Punch Out Edition for my post Where is the UK Dave Ramsey??? The Punch Out Edition goes brilliantly with my Rockem Sockem Robots! Go have a really good read.