I thought I was on the right road to financial independence when the rug was pulled out from under me. OK, I am being a bit over dramatic, the rug was not really pulled out, I just tripped a bit. You know the kind of trip that you don’t fall but your heart skips a [...]
There are a few ways to beat the banks and avoid bank charges. If you are a freelancer like me sometimes you may dance a bit close to the fire when paying your bills. Or you might be aggressively trying to beat your credit card debit by putting all your extra income towards those nasty [...]
I have a confession to make, July is a rubbish month for me and money. As a freelancer, I know that money comes in waves. In the past, I have let July sneak up on me and then I have had to do a mad scramble to pay my bills. Now to avoid that stress [...]
I have gotten very hot on putting money aside at the moment, since last month was a Lean Time for me financially. I am now taking 10% of every payment and putting it straight into my ING savings account. The other way I ‘trick’ myself into saving is on the first of the month I [...]